Citizens Advice Bureau can discuss how to better manage your debt or get money advice from trained specialists. Plus advice and information on a range of other issues.

Ayrshire Credit Union for somewhere to receive benefit payments, savings, low cost loans and insurances.

Soverign Credit Union for budgeting and bill paying service, savings and low cost loans.

Other information and advice is also available online:

  • Money Advice Scotland – Scotland’s money charity, helping people in debt, support money advisers, and influence policy.
  • Step Change     – Offer free debt advice that is based on a comprehensive assessment of your situation. Call for free on 0800 138 1111
  • National Debt Line   – Provides free and independent debt advice over the phone and online. Call for free on 0808 808 4000

If you require more information or support in relation to money advice, please contact us.