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Sovereign Credit Union

Sovereign Credit Union

Sovereign Credit Union is a financial cooperative, owned and controlled by our members, which offers financial services to suit your needs. We operate on the principle of a common bond between the members. Our common bond covers those who live or work in Ayrshire, Arran, Dumfries & Galloway. There are many advantages to saving and borrowing with us and your money is as safe with us as with any other financial institution.




What we do

  • Budgeting & Bill Paying Service
  • Savings facilities
  • Low cost loans
  • Insurances

Whether you are looking to save towards a family holiday, get access to affordable credit to buy a new household item, or simply want somewhere to receive your benefits each week, Sovereign Credit Union can help.

Contact Info

  • Address: 11 The Square, Cumnock, Ayrshire KA18 1BG
  • Phone: 01290 420044
  • web:
  • Business Hours:
    Mon 10:00 - 14:00
    Tue 10:00 - 14:00
    Wed Closed
    Thu 10:00 - 14:00
    Fri 10:00 - 14:00
    Sat 10:00 - 12:00